| S.N. | Particulars | Rate (Rs.) | Remarks |
| 1 | Cheque | ||
| 1.1 | Stop Payments | Free | |
| 1.2 | Cheques Certified “Good for Payment” | Free | |
| 1.3 | Cancellation of Good For Payment | Rs. 300 | |
| 1.4 | Cheque Return Advice (Due to Insufficient Fund) | Rs. 200 | Both Counter Present & Clearing |
| 1.5 | Cheque Book issuance without submitting cheque requisition slip(lost) | Rs. 200 | Cheque Book (10 Pcs only) |
| 1.6 | Single Leaf Cheque Print | Rs. 50 | Per Leaf (On Request of Customer) |
| 1.7 | Counter Cheque/Withdrawal Slip | Rs. 100 | Per counter slip (waiver if cheque do not provided) |
| 1.8 | Cross Branch Cheque Issuance | Free | |
| 1.9 | Stop Payment Cancellation | Rs. 300 | Per instruction |
| 1.10 | Cheque Disposal Charge | Rs. 200 | Uncollected Cheque for more than 6 months. |
| 2 | Customer Services | ||
| 2.1 | Balance Certificate | Free | |
| 2.2 | Dormant Account activation | Free | |
| 2.3 | Account Statement | Free for the First time. | Rs. 20 per page more than one statement printed of the same period. |
| 2.4 | Account Statement sent via mail | Rs. 25 | Per page or maximum Rs. 100/- in total |
| 2.5 | Account Closure | Free | |
| 2.6 | Standing Instructions | Rs. 200 per Instruction | |
| 2.7 | TDS Certificate | Rs. 100 | One time free for institutional client |
| 3 | Fixed Deposit | ||
| 3.1 | Fixed Deposit Certificate (Duplicate) | Rs. 200 | |
| 3.2 | FD Premature/Liquidation | If any Fixed Deposit is to be pre-matured, the premature Fixed Deposit will be entitled to get only the lowest interest rate provided in the Saving Deposits of the bank minus 2.00% instead of paying all the interest and already paid interest shall be recovered from concern account holder accordingly. | |
| 4. | Electronic Cheque Clearing (ECC) Fees | ||
| 4.1 | Regular Clearing | Rs. 15 | Above 200,000 |
| 4.2 | Express Clearing | Rs.100 | per cheque |
| 4.3 | High Value Clearing | Rs.100 | per cheque |
| 4.4 | Last minute presentment penalty | Rs.200 | 30 mins before regular cut-off time. |
| 4.5 | Returned Cheque | Rs. 100 | if Charge Taken By NCHL |
| 4.6 | Clearing Cheque returned due to insufficient Balance | Rs.200 | per cheque |
| 4.7 | IPS Charge | As Per NCHL Charge | |
| 5. | Staff Concession | ||
| 5.1 | Minimum Balance/Ledger fee | Waived | |
| 5.2 | Stop Payment | Free | |
| 5.3 | Balance Certificate | Free | |
| 5.4 | Fixed Deposit receipt | Free | |
| 5.5 | A/C closure | Free | |
| 5.6 | Counter slip | Free | |
| 6 | Bank Guarantee Commission | Per annum | |
| 6.1 | Bid Bond Guarantee | 1.00% | 10% Margin amount should be deposited. |
| 6.2 | Performance Bank Guarantee | 1.00% | |
| 6.3 | Advance Payment Guarantee | 1.00% | |
| 6.4 | Financial Bank Guarantee | 1.00% | |
| 6.5 | Other Guarantee | 1.00% | |
| 50% charge is waived upon Guarantee issued against our own FDR. | |||
| 7 | Loan and Advances: | ||
| 7.1 | Loan Processing Fee | 1.00% | |
| 7.2 | Renewal Fee | 0.20% | |
| 7.3 | CICL Charge | As per actual | |
| 7.4 | Penal interest on Principal/Interest | 2.00% | on overdue principal/interest |
| 7.5 | Valuation fee | As per Valuation Nirdesika and Agreement with valuator | |
| 7.6 | Insurance charge on gold & silver loan | 1.00% | on Market value/per annum |
| 7.7 | Loss of gold & silver loan receipt (customer copy) | Rs.50 | Per attempt |
| 7.8 | Credit Inquiries by other Bank | Rs. 1000 | |
| 7.9 | Commitment Fee on Revolving Loan | 0.2% of unutilized amount if average utilization over the year is below 60%.(Commitment fee applicable only for unutilized differential amount) | |
| 8 | Pre-payment Charges | ||
| 8.1 | Up to 2 year | 1.00% | Above 50 lakh |
| 8.2 | 2 Year to 5 year | 0.50% | Above 50 lakh |
| 8.3 | 5Year & above | 0.20% | Above 50 lakh |
| 9 | Manager Cheque | ||
| 9.1 | Issuance of Manager Cheque to account holders | Nil | |
| 9.2 | Issuance to Non Account Holders | Rs.500 | |
| 9.3 | Financial Institutions | Nil | |
| 9.4 | Cancellation of Cheque | Rs.500 | |
| 10. | Mobile Banking | ||
| 10.1 | Registration Charges | Rs.350 | |
| 10.2 | Renewal Charge | Rs.250 | |
| 10.3 | Password Reset | Rs.50 | |
| 10.4 | Change Account Number/ MobileNumber | Rs.50 | |
| 11 | ATM Card | ||
| 11.1 | Issuance Fee | Rs.500 | |
| 11.2 | Renewal Charge | Rs.300 | |
| 11.3 | PIN Re-Generation | Rs.100 | |
| 11.4 | Card Blocked/Unblocked | Rs.250 | |
| 11.5 | Uncollected cards more than 6 months | Rs.300 | |
| 12 | E-Banking | ||
| 12.1 | Registration Charges | Rs.100 | |
| 12.2 | Renewal Charge | Rs.100 | |
| 12.3 | Internet Banking Password Reset | Rs.50 |
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